Empower Your Workforce. Simplify Your Payroll.
Dial A Loan® partners with employers to provide safe, affordable, and stress-free short-term advances to employees — at no cost or risk to your company.
Why Employers Trust Us
Zero Risk
No financial exposure — preset loan limits and payroll deductions ensure your staff are protected without company liability.
Time Saving
Paperless, automated system with payroll integration — HR spends less than 30 minutes per month on administration.
Employee Peace of Mind
Emergency medical or funeral expenses covered without delay. Same-day payments, 24/7 access via USSD and call centre.
How It Works
Step 1
Employer signs up as a partner with a simple agreement.
Step 2
Employees apply via phone, USSD, or online — no HR paperwork needed.
Step 3
Approved funds are paid directly into the employee’s bank account, same day.
Step 4
Repayments are deducted from payroll automatically, visible on payslips.
Key Benefits for Employers
- ✔️ No penalties, hidden costs, or debt traps
- ✔️ Direct payroll deductions reduce admin & costs
- ✔️ Full compliance with National Credit Act
- ✔️ Enhances employee loyalty & reduces stress-related absenteeism
- ✔️ Special support for senior staff (relocation, breakdowns, emergencies)
- ✔️ 30+ years’ experience in microfinance